Can SSDI benefits be taken away if I go back to work in New Hampshire?

By Hogan Smith

Updated 12/12/2025

Can SSDI benefits be taken away if I go back to work in New Hampshire? In New Hampshire, your SSDI benefits may change if you return to work, but they won’t always be taken away immediately. The Social Security Administration (SSA) has rules that allow you to earn some income while receiving benefits under programs like the Trial Work Period. However, if your earnings exceed certain limits, your benefits could be reduced or stopped. It’s important to understand how working impacts your SSDI payments to avoid unexpected loss of benefits.

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Work Incentives and SSDI in New Hampshire

Key points to know about working while on SSDI:

  • The Trial Work Period lets you test working for up to 9 months without losing benefits, regardless of earnings.
  • If you earn above the Substantial Gainful Activity (SGA) limit, your benefits may be suspended.
  • After the Trial Work Period, continued work with earnings above the SGA limit triggers a 21-month extended period of eligibility.
Reporting Your Work Activity

You must:

  • Inform SSA promptly about your return to work and income changes.
  • Keep records of your earnings and hours worked for SSA review.
When Benefits May End

Understand circumstances when benefits could stop:

  • Exceeding earnings thresholds for a sustained period after the trial work phase.
  • Improvement in your medical condition allowing substantial work.
Continuing Eligibility

You might keep benefits if:

  • Your work is part-time or below SGA limits.
  • Your disability persists and the SSA finds you still unable to perform substantial work.
Impact of State Rules

New Hampshire follows federal rules on SSDI but also has:

  • Support programs that might affect your overall income.
  • Resources to assist with vocational rehabilitation and return-to-work planning.

How Hogan Smith Can Help

At Hogan Smith, we help New Hampshire residents understand how returning to work might affect their SSDI benefits by:

  • Reviewing your employment plans and explaining the SSA’s work incentives to protect your benefits.
  • Assisting with clear communication to the Social Security Administration about your earnings and work status.
  • Providing guidance on how to document your income and medical condition properly during the work trial period.
  • Helping you appeal any unfair or incorrect decisions regarding benefit termination when you go back to work.

Contact Hogan Smith Today

If you’re considering returning to work in New Hampshire and worried about losing your SSDI benefits, contact Hogan Smith today for a free consultation. Our dedicated team will help protect your rights, advise on work incentives, and support you in maintaining your benefits while pursuing employment.

Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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