Many people in New Hampshire who receive Social Security Disability Insurance (SSDI) benefits wonder if they can still work without losing their benefits. The good news is that the Social Security Administration (SSA) allows beneficiaries to work under certain rules. However, it’s important to understand the limits, reporting requirements, and potential risks to your benefits.
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Understanding the Rules for Working on SSDI
The SSA recognizes that some beneficiaries may be able to work part-time or return to employment gradually. To encourage this, they have specific work incentives in place. These rules allow you to test your ability to work without immediately losing your SSDI.
The Trial Work Period (TWP)
- The Trial Work Period lets you test your ability to work for at least 9 months.
- During this time, you can earn any amount and still receive full SSDI benefits, as long as you report your work activity.
- In 2025, the SSA considers a month part of the TWP if you earn more than $1,110 (gross income).
The Extended Period of Eligibility (EPE)
- After the TWP, you enter the 36-month Extended Period of Eligibility.
- During the EPE, you can receive SSDI benefits for any month your earnings are below the Substantial Gainful Activity (SGA) level.
- For 2025, the SGA limit is $1,470 per month for most beneficiaries, or $2,460 per month if you are blind.
Reporting Work to the SSA
It’s crucial to report all work activity to the SSA, including:
- Start and stop dates of employment
- Changes in duties, hours, or pay
- Gross monthly earnings
Failure to report work activity could lead to overpayments, which you may be required to pay back.
Can You Work Part-Time on SSDI in New Hampshire?
Yes, many beneficiaries in New Hampshire successfully work part-time while keeping their SSDI benefits. The key factors are:

- Staying under the SGA earnings limit after your TWP
- Keeping thorough records of your work and income
- Maintaining medical evidence that your disability continues
How Hogan Smith Can Help
The rules about working while on SSDI can be confusing, especially if you’re worried about losing benefits. At Hogan Smith, we guide New Hampshire residents through these rules to help them make informed decisions.
We can help you:
- Understand SSA work incentive programs
- Track your income to stay within limits
- Communicate with the SSA on your behalf
- Protect your benefits while exploring part-time or full-time work options
Contact Hogan Smith Today
If you’re receiving SSDI in New Hampshire and want to explore working, the right guidance can protect your benefits. Hogan Smith is here to answer your questions and support you every step of the way.

Contact us today for a free consultation and learn how to safely balance work and SSDI benefits.
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