SSDI and Work Restrictions: How They Affect Eligibility in New Hampshire

1. Eligibility Criteria for SSDI with Work Restrictions

To qualify for SSDI in New Hampshire, individuals must meet specific work restrictions that reflect their ability to engage in substantial gainful activity (SGA). To be eligible, applicants must:

• Have a disability that prevents them from performing SGA, which is generally defined as earning more than a set monthly amount.
• Have worked long enough in jobs covered by Social Security and paid enough into the system to qualify for SSDI benefits.
• Meet the medical criteria, showing that the disability is severe and expected to last at least 12 months or result in death.

2. Impact of Work Restrictions on SSDI Eligibility

Work restrictions are crucial in determining whether someone can continue receiving SSDI benefits in New Hampshire. The key factors include:

• Substantial Gainful Activity (SGA): If an individual’s income exceeds the SGA limit, they may no longer qualify for SSDI.
• Trial Work Period: SSDI recipients can attempt to work without losing benefits during a trial work period, but earnings above the SGA limit after this period can end eligibility.
• Medical Improvement: If a recipient's condition improves and they can return to work, work restrictions may be lifted, potentially ending benefits.

3. How SSDI Benefits and Work Restrictions Help

Work restrictions allow SSDI recipients to transition back to work while receiving support if their disability improves. The benefits assist by:

• Providing financial support during periods of limited work ability.
• Encouraging work through trial periods to assess if the individual can return to the workforce without losing benefits.
• Offering rehabilitation and vocational services to help individuals re-enter the workforce at an appropriate capacity.

4. How to Apply for SSDI in New Hampshire with Work Restrictions

To apply for SSDI with work restrictions, applicants must:

• Submit a completed application through the Social Security Administration (SSA).
• Provide medical documentation showing that the disability limits their ability to engage in substantial work.
• Disclose work history to demonstrate that the applicant has contributed sufficiently to Social Security.

Why SSDI and Work Restrictions Matter

• Financial Protection: Work restrictions allow individuals to receive SSDI benefits while testing their ability to work without losing critical income.
• Support for Recovery: The ability to work within restrictions encourages gradual reintegration into the workforce, helping individuals regain independence.
• Security and Stability: SSDI benefits ensure financial security for those who are unable to work, providing long-term support if the disability persists.