What is the maximum SSDI for a couple in New Hampshire?

By Hogan Smith

Updated 12/05/2025

What is the maximum SSDI for a couple in New Hampshire? In New Hampshire, the maximum SSDI benefit a couple can receive depends on the combined earnings record of both spouses. While SSDI benefits are based on your individual work history, the Social Security Administration places limits on total monthly payments for couples. Typically, the maximum combined SSDI benefit for a couple is lower than the sum of two individual maximum benefits. Knowing these limits can help couples plan their finances and set realistic expectations for SSDI income in New Hampshire.

Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.

Please answer a few questions to help us determine your eligibility.

Understanding SSDI Benefit Calculation

The maximum SSDI for a couple depends on:

  • Each spouse's individual earnings history which determines their SSDI benefit amount.
  • The combined total is subject to a limit set by the Social Security Administration.
  • The average maximum individual benefit in 2024 is around $3,627 per month.
Spousal and Survivor Benefits

Additional benefits that may apply include:

  • Spousal benefits potentially adding to the couple's total monthly payments.
  • Survivor benefits if one spouse passes away, which can affect the maximum amount received.
Limits on Combined SSDI Payments

SSA enforces maximum limits such as:

  • Couple’s monthly benefits capped to avoid exceeding set thresholds.
  • The limit is often less than the sum of both maximum individual benefits.
State Factors in New Hampshire

New Hampshire benefits from:

  • No state SSDI supplement, so federal maximums generally apply.
  • Benefits are consistent with federal standards without additional state adjustments.
Where to Verify Your Benefit Amounts

For accurate details, you should:

  • Check your Social Security statement online through my Social Security account.
  • Contact SSA directly for a personalized maximum SSDI estimate for your couple.

How Hogan Smith Can Help

At Hogan Smith, we specialize in helping New Hampshire couples understand the maximum SSDI benefits available to them by:

  • Reviewing your combined work history to accurately estimate your maximum monthly SSDI amount.
  • Explaining how spousal and survivor benefits may affect your total Social Security income.
  • Navigating complex regulations to ensure you receive all eligible benefits under federal guidelines.
  • Providing expert advice on SSDI planning to help secure your financial future as a couple in New Hampshire.

Contact Hogan Smith Today

If you want to know the maximum SSDI benefits available to you and your spouse in New Hampshire, contact Hogan Smith today for a free consultation. Our knowledgeable team will guide you through the SSDI process, making sure you understand your maximum combined benefits and helping you take the right steps toward financial security.

Further Reading

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

Boost Your Chance of Being Approved

Get the Compensation You Deserve

Our experts have helped thousands like you get cash benefits.

How It Works
A black and white drawing of a checklist and a handshake.
1

Briefly tell us about your case

A stack of papers with lines on them on a white background.
2

Provide your contact information

A black and white icon of a scale of justice and a briefcase.
3

Choose attorneys to contact you